Victor Harbor, SA

Mortgage and finance broker in Victor Harbor

Local, face-to-face finance help for Victor Harbor and Encounter Bay — whether you're buying your first place, upgrading, refinancing or running a business.

Victor Harbor is a town of locals, tradies, retirees, sea-changers and small business owners — and plenty of people who are a mix of all of those. That variety is exactly why a one-size-fits-all approach to finance doesn't work here.

I live and work on the Fleurieu, and I'm happy to meet over a coffee in town, at your place or your business, or by phone or video if that's easier. We'll start by talking about what you want to achieve, then look at the options that may suit.

A lot of my Victor Harbor clients are self-employed — builders, hospitality owners, health practitioners, retailers and seasonal businesses whose income doesn't look the same every month. Having run a café for around 15 years, I understand how that works, and I'll take the time to explain how lenders may look at your numbers.

How I can help in Victor Harbor

  • First home loans and pre-approval
  • Upgrading, downsizing and refinancing
  • Self-employed home loans
  • Investment property loans
  • Business, commercial and equipment finance

Every lender has its own criteria, and the options available depend on your circumstances. I'll explain what may suit you and why — clearly, and without pressure.

Local finance help, Victor Harbor

Coffee in town, a visit to your business, or a call — whatever suits.

Book a chat with Moss (opens Calendly in a new tab)